:root{
  --ink:#0e2a5e;
  --blue:#2563eb;
  --blue-2:#1e40af;
  --gold:#f5b301;
  --bg:#f4f7fd;
  --paper:#ffffff;
  --tint:#eaf1fc;
  --text:#1b2a45;
  --muted:#5b6b86;
  --line:#d7e2f4;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:"Segoe UI",Tahoma,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 22px}

.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hd-in{display:flex;align-items:center;gap:18px;height:74px}
.logo img{height:44px;width:auto}
.menu{display:flex;gap:28px;margin-left:18px}
.menu a{color:var(--ink);font-size:15px;font-weight:600;transition:color .2s}
.menu a:hover{color:var(--blue)}
.hd-cta{margin-left:auto;padding:12px 26px;border-radius:12px;font-weight:700;font-size:14px;color:var(--ink);background:var(--gold);box-shadow:0 6px 18px rgba(245,179,1,.35);transition:transform .2s,box-shadow .2s}
.hd-cta:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(245,179,1,.45)}
.tog{display:none;margin-left:auto;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:6px}
.tog span{width:24px;height:2px;background:var(--ink)}

.hero{background:linear-gradient(160deg,#eaf1fc 0%,#ffffff 60%);padding:70px 0 80px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr .85fr;gap:48px;align-items:center}
.pill{display:inline-block;background:var(--tint);color:var(--blue);font-size:13px;font-weight:700;letter-spacing:1px;padding:7px 16px;border-radius:999px;margin-bottom:20px}
.hero h1{font-family:Georgia,"Times New Roman",serif;font-size:64px;line-height:1.05;color:var(--ink);margin-bottom:18px}
.lead{font-size:18px;color:var(--muted);max-width:520px;margin-bottom:28px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:24px}
.b{display:inline-block;padding:14px 30px;border-radius:12px;font-weight:700;font-size:15px;transition:transform .2s,box-shadow .2s,background .2s,color .2s}
.b-gold{background:var(--gold);color:var(--ink);box-shadow:0 8px 20px rgba(245,179,1,.35)}
.b-gold:hover{transform:translateY(-2px)}
.b-line{background:#fff;border:2px solid var(--blue);color:var(--blue)}
.b-line:hover{background:var(--blue);color:#fff}
.hero-points{list-style:none;display:flex;gap:22px;flex-wrap:wrap}
.hero-points li{position:relative;padding-left:22px;color:var(--ink);font-size:14px;font-weight:600}
.hero-points li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:800}
.hero-card{background:var(--ink);color:#fff;border-radius:22px;padding:30px 28px;box-shadow:0 24px 50px rgba(14,42,94,.28)}
.hc-top{font-size:13px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:800;margin-bottom:18px}
.hc-steps{list-style:none;display:flex;flex-direction:column;gap:14px;margin-bottom:24px}
.hc-steps li{display:flex;align-items:center;gap:12px;font-size:15px;color:#dbe6fb}
.hc-steps b{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px}
.hc-btn{display:block;text-align:center;background:var(--gold);color:var(--ink);font-weight:700;padding:13px;border-radius:12px;transition:transform .2s}
.hc-btn:hover{transform:translateY(-2px)}

.sec{padding:78px 0}
.sec-tint{background:var(--tint)}
.sec-h{max-width:680px;margin:0 auto 42px;text-align:center}
.tag{display:inline-block;color:var(--blue);font-size:13px;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin-bottom:12px}
.sec-h h2{font-family:Georgia,"Times New Roman",serif;font-size:38px;color:var(--ink);margin-bottom:12px}
.sec-h p{color:var(--muted);font-size:16px}

.bacc{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:14px}
.bacc-item{background:var(--paper);border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 6px 18px rgba(14,42,94,.05)}
.bacc-h{width:100%;text-align:left;background:none;border:0;color:var(--ink);font-size:17px;font-weight:700;padding:20px 24px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:inherit}
.bacc-h span{position:relative;width:16px;height:16px;flex-shrink:0}
.bacc-h span::before,.bacc-h span::after{content:"";position:absolute;background:var(--gold);transition:transform .25s}
.bacc-h span::before{left:0;top:7px;width:16px;height:2px}
.bacc-h span::after{left:7px;top:0;width:2px;height:16px}
.bacc-item.is-open .bacc-h span::after{transform:scaleY(0)}
.bacc-b{max-height:0;overflow:hidden;transition:max-height .3s ease}
.bacc-b p{color:var(--muted);padding:0 24px 20px;font-size:15px}

.grid-slots{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.gcard{background:var(--paper);border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 8px 20px rgba(14,42,94,.06);transition:transform .25s,box-shadow .25s}
.gcard:hover{transform:translateY(-6px);box-shadow:0 16px 34px rgba(37,99,235,.18)}
.gcard img{width:100%;height:155px;object-fit:cover}
.gcard figcaption{padding:14px 16px;font-weight:700;color:var(--ink);font-size:15px}

.steps-row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:28px 22px;position:relative;transition:transform .25s}
.step:hover{transform:translateY(-6px)}
.step-n{font-family:Georgia,serif;font-size:34px;color:var(--gold);font-weight:700;margin-bottom:10px}
.step h3{color:var(--ink);font-size:18px;margin-bottom:8px}
.step p{color:var(--muted);font-size:14.5px}

.about-wrap{max-width:940px;margin:0 auto}
.about-body{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:42px 40px;box-shadow:0 10px 30px rgba(14,42,94,.06)}
.about-body h3{font-family:Georgia,serif;font-size:25px;color:var(--ink);margin:30px 0 12px}
.about-body h3:first-child{margin-top:0}
.about-body p{color:#3a4a66;margin-bottom:14px;font-size:16px}
.atable{width:100%;border-collapse:collapse;margin:18px 0;font-size:14.5px}
.atable th,.atable td{border:1px solid var(--line);padding:11px 14px;text-align:left}
.atable th{background:var(--tint);color:var(--ink)}
.atable td{color:var(--muted)}

.qa{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.qa-item{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:4px 22px;box-shadow:0 6px 16px rgba(14,42,94,.05)}
.qa-item summary{cursor:pointer;font-weight:700;color:var(--ink);font-size:16px;padding:16px 0;list-style:none;position:relative;padding-right:30px}
.qa-item summary::-webkit-details-marker{display:none}
.qa-item summary::after{content:"+";position:absolute;right:4px;top:14px;color:var(--blue);font-size:22px}
.qa-item[open] summary::after{content:"–"}
.qa-item p{color:var(--muted);font-size:15px;padding:0 0 18px}

.ft{background:var(--ink);color:#cfdcf3;padding-top:50px}
.ft-in{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;padding-bottom:34px}
.ft-brand{max-width:360px;background:#fff;padding:18px 20px;border-radius:16px}
.ft-brand img{height:40px;width:auto;margin-bottom:12px}
.ft-brand p{color:var(--muted);font-size:14px}
.ft-nav{display:flex;flex-direction:column;gap:10px;padding-top:6px}
.ft-nav a{color:#cfdcf3;font-size:14.5px;transition:color .2s}
.ft-nav a:hover{color:var(--gold)}
.ft-copy{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;font-size:13px;text-align:center}

@media(max-width:980px){
  .menu{display:none}
  .menu.open{display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);margin:0;padding:18px 22px;gap:14px}
  .tog{display:flex}.hd-cta{display:none}
  .hero-grid{grid-template-columns:1fr}
  .hero h1{font-size:48px}
  .grid-slots,.steps-row{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:620px){
  .hero h1{font-size:38px}
  .sec{padding:54px 0}
  .sec-h h2{font-size:29px}
  .grid-slots,.steps-row{grid-template-columns:1fr}
  .about-body{padding:28px 22px}
}

.s2-why-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.s2-why-card{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:28px 26px;position:relative;overflow:hidden;box-shadow:0 8px 20px rgba(14,42,94,.06);transition:transform .25s,border-color .25s}
.s2-why-card::after{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.s2-why-card:hover{transform:translateY(-5px);border-color:var(--blue)}
.s2-why-card:hover::after{transform:scaleX(1)}
.s2-why-top{display:inline-block;background:var(--tint);color:var(--blue);font-size:12px;font-weight:800;letter-spacing:1px;text-transform:uppercase;border-radius:999px;padding:5px 14px;margin-bottom:14px}
.s2-why-card h3{color:var(--ink);font-size:18px;margin-bottom:8px}
.s2-why-card p{color:var(--muted);font-size:14.5px}
.s2-adv-split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}
.s2-adv-text h2{font-family:Georgia,serif;font-size:32px;color:var(--ink);margin-bottom:14px}
.s2-adv-text>p{color:var(--muted);margin-bottom:20px}
.s2-adv-list{list-style:none}
.s2-adv-list li{color:var(--muted);padding:12px 0 12px 28px;position:relative;border-bottom:1px dashed var(--line);font-size:15px}
.s2-adv-list li::before{content:"✦";position:absolute;left:0;color:var(--gold)}
.s2-adv-list strong{color:var(--ink)}
.s2-adv-panel{background:linear-gradient(160deg,rgba(245,179,1,.1),transparent 60%),var(--paper);border:1px solid var(--line);border-radius:18px;padding:30px 28px}
.s2-adv-panel h3{font-size:21px;color:var(--ink);margin-bottom:16px}
.s2-adv-panel ol{margin-left:20px;color:var(--muted);margin-bottom:20px}
.s2-adv-panel ol li{margin-bottom:9px}
@media(max-width:960px){.s2-why-grid{grid-template-columns:1fr}.s2-adv-split{grid-template-columns:1fr;gap:28px}}